Getting out of debt!!!


We just made our very last car payment today! Both of our cars are now DEBT FREE! Woo hoo! We are still working on the house too:) What are some of your financial goals? Successes you have had? Failures? We are trying to figure out what to do with that extra money now. Thinking about Roth IRA, savings, etc. Any tips? We are on a pretty strict budget. We just went back to using cash this month (instead of the credit card and paying it off at the end of the month) and it has been great. We are also saving up for a vacation, adoptions, and want the kiddos to have some savings.

Do you have debt? Paying things off? We'd love to hear from people who share a similar vision (and even those who don't:) Any words of wisdom for us?